8 ways you harm your credit score without knowing

Plus hilarious tweets for when you’re feeling broke No Images? Click here       If you’re staring at an empty checking account after living large on Labor Day, you're not alone. We rounded up hilarious tweets about being broke that will feel familiar to just about everyone who’s ever lived. Plus we’ve got credit score advice, a crucial home WiFi tip, and a few important ways to save money now and in retirement. Janie   Take back your life On the surface, credit scores are simple: You take a specific action, and your score changes to reflect it. However, it’s not always intuitive which actions that cause positive changes versus negative changes. You might do something you assume is harmless or even beneficial to your credit, only to see your score take a hit. Watch out for these 7 ways you’ll harm your credit score without knowing it. Surprising moves that lower your credit score     Deal with it Being broke definitely isn’t fun, but it can feel a little better to take a moment and laugh about it. At least you know you’re not alone, because we rounded up 20 funny tweets that perfectly capture what it’s like to be tight on cash. More broke tweets Pro Tip: Ever wonder why your router offers two bands of Wifi? And should you choose 2.4GHz or 5GHz? Gizmodo has a great explainer that covers the hows and whys of WiFi signals — including how many devices each band can handle, and which one struggles if a wall is in the way — but one important takeaway is this: 2.4GHz gives you more range but a weaker signal, whereas 5GHz offers a stronger (and faster) signal but can’t travel as far around your home. In other words, get anything that’s going to be using a lot of bandwidth as close to the router as possible. Hopefully, you’re reading this before you installed a router that’s nowhere close to where you stream Netflix. Want more practical magic? 6 financial rules for couples moving in together [HuffPost] When to claim social security: a definitive guide [Considerable] 5 tips to save money booking your next hotel room [NYT]    .     HuffPost is now a part of Oath and a part of Verizon. On May 25, 2018 we introduced a new Oath Privacy Policy which will explain how your data is used and shared. Learn More. No moon dust. No B.S. Just a completely essential daily guide to achieving the good life. Subscribe here. Like what you see? Share it. Can't get enough? You'll also love HuffPost's Entertainment newsletter. ©2018 HuffPost | 770 Broadway, New York, NY 10003 You are receiving this email because you signed up for updates from HuffPost Feedback | Privacy Policy | Unsubscribe      . - - Preferences  |  Unsubscribe