Prescriptions can be expensive, and that’s true even with decent health insurance coverage. Turns out we overpay 23 percent of the time we check out at the pharmacy, but there’s a solution that’s as simple as asking a question. First, you have to understand what a clawback is: It’s when a patient’s insurance copayment is more than the actual cost of the drug to their insurer. (In other words, you might be paying a $10 copay on a medicine that only costs your health insurer $7, and the pharmacy is pocketing the $3 you could have saved.) Then you just have to remember to ask your pharmacist if a medication is cheaper without benefits. Keep your eyes peeled: You’ll soon get 10 percent off sale items at Whole Foods if you’re an Amazon Prime member. The discount program is already in place at stores in Florida, where Prime members simply scan an app at checkout, and it’s rolling out to the rest of the country this summer. Since Whole Foods was purchased by Amazon last year, the grocer has slashed prices twice, offered 5 percent cash back to customers paying with an Amazon Prime Visa, and joined Amazon to offer free two-hour grocery delivery in select cities, which they intend to expand this summer, too. Cord-cutting just got easier for sports fans. Engadget gives high marks to the new ESPN+ streaming service, which is just $5 a month and seems especially handy for watching soccer, baseball and college football games that are typically only available on regional cable networks. The service also offers ESPN’s award-winning “30 for 30” series, too. Bonus: It’s available inside the main ESPN app, so you don’t have to have two separate icons on your phone. Want more practical magic? HuffPost is now a part of Oath and a part of Verizon. On May 25th 2018 we will be introducing a new Oath Privacy Policy which will explain how your data is used and shared. Learn More.No moon dust. No B.S. Just a completely essential daily guide to achieving the good life. Subscribe here. Like what you see? Share it.©2018 HuffPost | 770 Broadway, New York, NY 10003 You are receiving this email because you signed up for updates from HuffPost Feedback | Privacy Policy | Unsubscribe |
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