| No Images? Click here  Ah, the holidays. Family, food and going almost completely broke buying gifts and doling out tips. Folks on Twitter have been feeling the stress, and the humor is helping.   If you could use more laughter therapy, we’ve rounded up a few of our favorite holiday spending tweets. But if you need help with the inevitable credit card bill, too, we’ve got a list of six helpful debt repayment apps. There’s also a guide to holiday tipping and even 5 items you can bring to a holiday party without breaking the bank. Good luck out there.Janie Take back your life Paying off debt is much harder than accumulating it. But too much debt to your name can make it difficult to accomplish your goals, whether that’s buying a house, getting married or simply keeping up with all your bills. Fortunately, there’s plenty of technology out there that can help. All you need is a smartphone and 99 cents at most to try out one of these debt payoff apps and finally make some progress. One makes extra payments on your student loans, one helps set time-based goals, and another even extends a line of credit that helps you save on interest.
Deal with it’Tis the season for giving. But how much? And to whom? You definitely don’t want to be known as a Grinch. Etiquette expert Heather Wiese-Alexander broke down the holiday tipping rules, and let’s just say some of it was news to us. Find out exactly whom you should and shouldn’t tip, from doormen to maintenance workers to outdoor help, dry cleaners, childcare workers, medical providers and more. Pro Tip:
 Want more practical magic?
 Have any year-end money questions to help you get on track for 2019? On Wednesday, 12/12, Yahoo! Finance is hosting a LIVE Q&A with a panel of money experts. Email us your questions to moneyquestion@yahoo.com or submit them using this form.
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