This personal finance "expert" quoted all over the web is a fake

Plus, where your money REALLY goes when you tip for delivery No Images? Click here   What a wild week already. After we published an investigation into a fake personal finance expert a few days ago, we’ve watched as she scrubbed her social media accounts and website from the Internet. It’s an unbelievable story, and no doubt we’ll see more of this type of scam targeting people who want financial advice online.  But meanwhile, we also lay out how various delivery services handle tips, so you can make sure your money actually goes to those doing the work (we’re side-eyeing you, DoorDash). And we’ve also got good deets on life insurance, a difficult office conundrum, and when a Roth IRA might not actually be a good idea. Keep your head on a swivel!  Janie   Take back your life Recently, HuffPost Money reporter Casey Bond ran across a “certified financial planner" named Patricia Russell who seemed too good to be true — and she was. Casey discovered Russell is not even a real person, although she was quoted in major publications and published her own personal finance blog. Read how Russell tricked news outlets into publishing her advice, and why blogs like hers aren’t always giving the best guidance on money.   How This Fake Financial Expert Tricked The Internet           Deal with it Last week a small scandal erupted when the New York Times revealed delivery app DoorDash was using tips to subsidize workers’ base pay. In other words, if the service promised to pay your delivery person $10 for the order and you tipped $3, he’d still get only $10 ― and DoorDash would only have to shell out $7. DoorDash has since promised to change its policies, but it made us wonder about similar services like UberEats, Instacart, and Seamless. We rounded up their pay policies so you know who’s doing what with your money and who deserves your business.  Where Your Money Really Goes When You Tip For Delivery Apps Pro Tip: There are two types of life insurance, and 90 percent of people need only the less expensive type. Don’t let your broker talk you into whole life insurance when term life insurance will do the job. Here’s the difference.  Want more practical magic? 3 reasons to think twice about a Roth IRA [HuffPost] When a colleague is grieving [Harvard Business Review] These personality traits are huge turn-offs for interviewers [CNBC]   .     👋You may have noticed our website is now www.huffpost.com. Don't worry, it'll still be the same HuffPost you know and love, just with a new URL. Make sure to update your bookmarks!   HuffPost is now a part of Verizon Media Group. On May 25, 2018 we introduced a new Privacy Policy which will explain how your data is used and shared. Learn More. No moon dust. No B.S. Just a completely essential daily guide to achieving the good life. Subscribe here. Like what you see? Share it. Can't get enough? You'll also love HuffPost's Entertainment newsletter. ©2019 HuffPost | 770 Broadway, New York, NY 10003 You are receiving this email because you signed up for updates from HuffPost Feedback | Privacy Policy | Unsubscribe    . - - Preferences  |  Unsubscribe