No Images? Click here It’s a rough week for folks who love peeking at what their significant others “like” on Instagram. The “following” tab, infamous for showing who among your friends is falling for late-night sexy selfies, is no more.What else should go away this week? Your aversion to budgeting, a practice that will actually help you spend without worry or guilt, even if it seems like it would do the opposite. We’ll explain below.Janie![]() Take back your lifeSay the word “budget,” and everyone groans. No one wants to face the reality of their cash flow, feel restricted by a spreadsheet or spend hours tracking pennies. But here’s the truth: Budgeting is what allows you to spend money on the things you want. It’s the first base of managing your finances, the first step in feeling less stressed about money. Budgeting can set you free, yet only about 60% of Americans do it. So if you hate the very thought of budgeting, we’ve got simple steps for a pain-free start, plus a handy worksheet to save you time.![]() ![]() Here's the dealEver thought about starting a side hustle in multi-level marketing like Rodan + Fields, Plexus or Norwex? We’ve previously reported that these businesses are essentially pyramid schemes that use cult-like techniques to keep their prey hooked despite the fact that those people aren’t making money. Here’s just one example:“My husband and I were enticed into joining Amway. We had three kids, low-paying jobs and one car. We did all the stuff, attended meetings and tried our best. Then there was some major event happening in Detroit. Our upline said we needed to be there (we lived near Buffalo). We explained that we had no money for a trip. So they suggested we SELL OUR CAR to make it ― our only car, despite having three kids and two jobs. It’s interesting to note that the upline guy owned a used car lot and offered to sell it there. We bailed when this happened.” — Jennifer![]() Pro Tip:
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