Plus, which office bathroom type are you?
| | | | | | | | | | The volatility we’ve seen in the stock market lately is nothing new. What investors should really pay attention to right now, experts say, is the bond market.
Most investors today have only ever experienced a rising bond market, since interest rates and bond yields have an inverse relationship. So what many of us may not realize is that at some point, interest rates will have to rise again, which means bond yields will fall in value. “They are on opposite ends of a seesaw: When one goes up, the other goes down,” says financial advisor Ric Edelman.
And the worst part, he notes, is that this “will hit the very investor who’s least able to sustain the volatility: the conservative, income-oriented investor who is retired and doesn’t have 30 years to wait for recovery.” Casey Bond explains how this relationship works, what it all means, and what you should do to protect your money now. |
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| | | Why bonds are about to be a risky investment |
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| | | | | Imagine you walk into the office bathroom to pee. Your manager follows you in there, picks the next stall and starts assigning you tasks out loud. If you’re horrified, you and your boss are likely each examples of the two different types of office bathroom users — and neither one is good. Monica Torres took a deep dive into dealing with office restroom weirdness. |
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| | | Which type of office bathroom user are you? |
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| | | | | If you need to build your credit but do it without taking on debt, we’ve got 5 ways to do it, from reporting your rent payments to taking out a credit-builder “loan” that isn’t a loan at all. In fact, you actually pay yourself the interest.
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