No Images? Click here Years and years ago, I horribly miscalculated what I could write off as a freelancer and ended up owing A LOT of money I didn't have.. I was surprised and relieved to find out the scary old IRS offers installment plans that have pretty reasonable terms. If you owe money this year and it's going to be tough to come up with it, check out your options below.We've also got some bad news about raises but good advice for working around it. And a whole lot more.JanieTake back your lifeDespite corporate tax breaks and booming profits, do not expect your company to suddenly become generous sharing that wealth anytime soon. Some 69 percent of surveyed employers said they expected to keep average salary increases to a paltry 3 percent or less in 2019 ― roughly the same as last year. If you deserve more, don't despair: Experts told us what to do about it, including prompting an off-cycle conversation.Deal with itA lot of people are shocked to find out they owe taxes this year, despite the fact that their tax bill didn't increase overall and they've never owed before (you can thank miscalculated withholdings for that). And if it's happening to you, and you aren't exactly prepared to write a big 'ol check to the IRS right now, don't panic: Your options include requesting an extension to pay and even setting up an installment plan with the IRS for as little as $31. Here's how it works.Pro Tip:
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