No Images? Click here The Mega Millions jackpot is up to $1.6 billion this week. It’s obviously not a financially sound decision to buy lotto tickets, but I joined a pool with some friends for the fun of it. (My personal rich person dream: a fork and a pool full of Korean pancakes.) Sometimes you just gotta live a little with your money. And it reminded me of what my colleague Noah Michelson wrote about the most unforgivable thing you can do if you win the Mega Millions jackpot. He’s right, you know!So good luck, everyone, and even better luck after taxes. For all of us who don’t win, we’ve got everyday financial advice below. It’s not necessarily as fun as winning the lottery, but it’s a lot more likely to matter.JanieTake back your lifeFinancial experts always tout the Roth IRA as the best way to save for retirement, but we did the math — and the Roth isn’t a win for a whole lot of people. For example, if you contribute while working in New York state, and then retire to Florida, you will have paid a TON of taxes you didn’t actually have to pay. Here’s why the Roth IRA isn’t a slam dunk after all.Deal with itIf things are tight, the first step you probably take is to slash your spending. Then you budget. To the death. You cut out all extras and scrimp where you can. And you’re still not getting ahead! Remember that your potential to earn is technically limitless, as Casey Bond reports — and a manageable side hustle can give you that little cushion you need. We’ve got a list of ideas to get you started.Pro Tip:
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