6 ways to better survive the next recession

No Images? Click here   If you’re feeling uneasy about the economy, you’re not alone. I’m moving into a cheaper apartment so I can add more money to my savings. And about one-third of economists agree that the dreaded “R” word — recession — is likely to arrive by the end of 2021.  “Everyone is subject to risk,” Justin M. Owen, a registered investment adviser representative, told HuffPost Life’s Casey Bond. “The best safeguard someone can have in place during a period of recession is a professional retirement plan that is goal-based.” There are other steps, too, no matter your age or financial goals. Check out this list... How to recession-proof your finances ... and then read on for a comedy recommendation, clever Google tricks, science-backed tips for public speaking, the best and worst ways to use home equity, and more.  Janie    Take back your life Giving a presentation at work is a chance to be sure your ideas are heard, but public speaking scares more of us than snakes, hell, walking alone at night and insects, according to one survey. And “calm down” is just about the least helpful advice you can hear. Here are some that tips psychologists and experts give for ways to calm your jitters and not feel overwhelmed. 3 research-backed tips for nervous public speakers           Deal with it Home equity can be one of your biggest financial tools as a homeowner. As of last year, untapped home equity reached an all-time high of $14.4 trillion, about $1 trillion more than its pre-recession peak in 2005. But before you begin funneling funds out of your home, know there’s a right way and wrong way to do it — and that real estate investing isn’t always the way. The best and worst ways to leverage home equity Pro Tip: This week’s pro tip is a fun one: You should be watching “Los Espookys” on HBO, especially if you’re into comedy, the gig economy, career malaise and heartwarming horror. Our Work/Life reporter Monica Torres says it’s the best workplace comedy on TV.  Want more practical magic? 6 Google tricks that will turn you into an internet detective [NYT] What to know about the new Disney+ streaming service [USNews] American families will pay $1,000 per year for Trump’s China tariffs, JPMorgan says [HuffPost]   .     👋You may have noticed our website is now www.huffpost.com. Don't worry, it'll still be the same HuffPost you know and love, just with a new URL. Make sure to update your bookmarks!   HuffPost is now a part of Verizon Media Group. On May 25, 2018 we introduced a new Privacy Policy which will explain how your data is used and shared. Learn More. No moon dust. No B.S. Just a completely essential daily guide to achieving the good life. Subscribe here. Like what you see? Share it. Can't get enough? You'll also love HuffPost's Entertainment newsletter. ©2019 HuffPost | 770 Broadway, New York, NY 10003 You are receiving this email because you signed up for updates from HuffPost Feedback | Privacy Policy | Unsubscribe    . - - Preferences  |  Unsubscribe